JustTech is providing information on support resources for small businesses and non-profits in our communities.  COVID-19 is affecting many organizations and by working together, we will rise!  As everyone’s situation is different, please contact your accountant, financial planner or legal counsel to determine eligibility.

Coronavirus Aid, Relief, and Economic Security Act (CARES Act)

Congress passed and the President signed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) which applies to companies with less than 500 employees. The company is entitled to borrow an amount equal to its average monthly payroll over the twelve months preceding the making of the loan multiplied by 2.5, up to a maximum of $10,000,000.  This is handled by the Small Business Administration (SBA) in coordination with banks.
The loan may be forgiven if certain costs (payroll, rent and utilities) during the 8 week period equal the original loan amount. Forgiven loan amounts will not be included in the borrower’s taxable income.
For more information and to determine eligibility, contact your local bank representative.

Business Interruption Insurance

If your business is affected by the coronavirus and you have Business Interruption Insurance, you may be eligible for coverage.  Every insurance plan is different and your insurance company will determine whether or not you are eligible based on your situation and your specific insurance plan.
For more information and to determine eligibility, contact your insurance agent.

Small Business Administration Economic Injury Disaster Loan Program

Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19).  There may be stipulations and limitations on obtaining multiple types of funding from SBA, so please contact your accountant, financial planner or legal counsel to determine your options and best course of action.
Click here to apply: https://www.sba.gov/funding-programs/disaster-assistance.

Small Business Administration Express Bridge Loans

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.
Find an Express Bridge Loan Lender by clicking here: https://www.sba.gov/funding-programs/loans/lender-match or contact your local SBA office by clicking here: https://www.sba.gov/local-assistance/find/?type=SBA%20District%20Office&pageNumber=1.

Maryland COVID-19 Emergency Relief Fund Programs for Businesses

Maryland has authorized $130 million in loan and grant funding for small businesses and manufacturers that have been negatively impacted by the Coronavirus (COVID-19). This emergency assistance provides interim relief and proceeds that can be used to pay cash operating expenses including payroll, suppliers, rent, fixed debt payments and other mission critical cash operating costs.
Click here for more information on the Maryland Small Business Relief Fund (Loan of up to 50k) and Maryland Grant (10k): https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-fund-programs.

Virginia Coronavirus Business Assistance Resources

Virginia has multiple resources available to help businesses affected by the coronavirus including state, county and city programs as well as some privately funded programs.
To view these programs, check out: https://www.vatc.org/cv19businessresources/.

Support from the West Virginia Small Business Development Center

The WV-SBDC will help you identify financing options, assist with financial projections, cash flow statements, loan structuring, provide a credit analysis, and guide you through the loan packaging process. The SBDC does not provide direct funding or grants. For more information about the process of packaging loans, exploring funding options, refinancing or expanding your business, please request assistance from one of their experienced business coaches.
For more information, check out: https://westvirginia.gov/covid19/#Financial.

Ohio Coronavirus Business Assistance Resources

Ohio has several programs to help businesses navigate the coronavirus crisis, including a liquor buyback program for restaurants and pay benefits for reduced work hours. The Ohio Department of Job and Family Services provides eligible individuals an unemployment insurance benefit proportionate to their reduced hours.
For more information on these and more programs, check out: https://coronavirus.ohio.gov/wps/portal/gov/covid-19/home/resources-for-economic-support.

Support from the Kentucky Small Business Development Center

The KY-SBDC has many resources available to help Kentucky businesses, including guidebooks on the steps businesses should take now and also a checklist for managing through these times.  KY-SBDC coaches are available to meet via Zoom web conference, email, or a phone call to help you develop a plan of action for your business.
For more information, check out: https://www.ksbdc.org/coronavirus.

Support from Facebook

Facebook is giving out $100,000,000 to affected businesses in cash and also as ad credits.  Sign up for updates here so when they release the application, you can sign up: https://www.facebook.com/business/boost/grants?ref=alias.

Verizon and LISC Come Together to Support Small Businesses

An investment of $2.5 million from Verizon is making it possible for LISC to begin offering critical relief and resiliency-building support to small businesses facing immediate financial threat because of the COVID-19 pandemic. The funding will go to make grants of up to $10,000, especially to entrepreneurs of color, women-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital. Verizon will highlight and bolster these efforts through their inaugural “Pay It Forward Live” online concert series.
To stay updated on this funding, click here: https://confirmsubscription.com/h/r/2BF57E0B769557F42540EF23F30FEDED.

Yelp’s COVID-19 Response and Support for Local Restaurants & Bars

To help local restaurants and bars, Yelp announced $25 million in relief in the form of waived advertising fees, free advertising, and products and services.
Click here for more information: https://blog.yelp.com/2020/03/yelp-covid-19-response-and-support-for-local-businesses.

GoFundMe’s Small Business Relief Initiative

The Small Business Relief Initiative was started by GoFundMe to help small businesses that have been affected by the COVID-19 pandemic and empower their communities to rally behind them. GoFundMe has partnered with Yelp and Intuit QuickBooks to provide small business owners with the financial support and resources needed to continue running their businesses during and after the coronavirus crisis.  The Small Business Relief Fund will be issuing $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe.
Click here for more information: https://www.gofundme.com/c/small-business-relief-initiative-and-fund-faqs.

James Beard Foundation’s Food & Beverage Industry Relief Fund

James Beard Foundation, has launched the Food and Beverage Industry Relief Fund. The organization will draw support from corporate, foundation, and individual donors to offer micro-grants to restaurants, bars, and other independent businesses in the industry.
Click here for more information: https://www.jamesbeard.org/blog/relief-fund.

Free RingCentral Service for 90 Days

JustTech is a RingCentral provider and RingCentral is offering service free for 90 days for anyone in the Healthcare, Education and Non-Profit sector as they deal with realities of working remotely and navigate through the Coronavirus.  RingCentral’s hosted platform provides voice, messaging and online meeting services.
Click here for more information and qualifying details: https://justtech.com/confronting-coronavirus-free-ringcentral-service-for-90-days/.
Hopefully this was helpful to you and your business.  We will add additional support assistance programs as we come across them.

About Us
Just·Tech is a technology company and has been keeping more than 3,000 clients happy since 2006 in providing our Print Solutions, Network & IT Solutions and custom Xerox App Solutions.
Areas we support:

  • Southern Maryland and Washington DC area
  • Northern Virginia, Eastern Panhandle of West Virginia and the Shenandoah Valley in Virginia
  • North Eastern Virginia and the Northern Neck of Virginia including the cities of Fredericksburg & Stafford
  • West Central Virginia including the cities of Harrisonburg, Staunton & Charlottesville
  • South Western Virginia including the cities of Lynchburg and Roanoke
  • North Central West Virginia including the cities of Fairmont, Clarksburg & Elkins
  • WV/KY/OH tri-state region including the cities of Huntington, Charleston, Ashland and Portsmouth

Through our Print Solutions, we offer sales and support for Xerox multifunction copiers & printers. JustTech is a Strategic Xerox Partner and one of the top ten Xerox partners in the country.  We also provide supplies & service support for HP, Lexmark, Dell and Brother printers. Currently we are managing thousands of copiers & printers making millions of copies & prints every month.
With our Network Solutions, we provide Managed Network Services & IT Support to hundreds of small businesses, non-profits and religious organizations. We specialize in proactive support and provide onsite & remote assistance.
Just·Tech is the first Xerox certified Personalized Application Builder Authorized Developer in the United States. With our App Solutions, we create custom apps for Xerox multifunction copiers that increase efficiency and improve workflows. JustTech is the exclusive reseller in the U.S. of the most affordable and complete print management app solution, PrintAnyWay.  There are more than 54,000 apps that we have created installed on Xerox devices across the globe.
Contact us for more information.